Insurance that actually covers you.
A full-service independent agency serving families and businesses at the Jersey Shore. Personal lines, commercial coverage, and honest advice — from people who pick up the phone.
One agency. Every policy you need.
As an independent agency we work for you, not the insurance company. That means we compare quotes across carriers and hand you the coverage that actually fits.
Personal Insurance
Home, auto, flood, and umbrella coverage tailored for shore living. We'll shop the market and match you with the right carrier.
- Homeowners & Condo
- Auto & Boat
- Flood & Windstorm
- Renters & Umbrella
Business Insurance
From the corner cafe to the boardwalk hotel — get protection built around how your business actually operates.
- General Liability
- Workers' Comp
- Property & BOP
- Cyber & E&O
Commercial Lines
Commercial auto, real estate, and specialty coverage backed by top-rated national and regional carriers.
- Commercial Auto
- Real Estate Portfolios
- Contractors
- Bonds & Specialty
The last insurance agent you'll ever need to call.
When a claim happens or your renewal jumps, you don't want a chatbot — you want somebody who knows your name. That's the whole point of a local, independent agency.
Independent — we shop 20+ A-rated carriers on your behalf
Personal service — we answer the phone, every time
Coastal expertise — flood, wind, and rental property specialists
Business-ready — from LLC formation coverage to full commercial programs
What our clients say.
"Best insurance experience I've had. They took time to walk through every option and saved us real money on our home and auto bundle."
"G&L set up commercial coverage for my new business the same week I called. Straightforward, no upsell, just great service."
Let's build the right policy — today.
Call, email, or stop by the office on Atlantic Avenue. Quotes are free and typically ready the same business day.
Ventnor City, NJ 08406
After-hours by appointment